Individual Health

Individual Health Insurance is designed to ease the financial burden caused by adverse changes in one's health. These adverse changes may be a result of sickness or injury. There are two general types of personal health insurance, the indemnity plan and the PPO.

The indemnity plan is usually a high deductible offering that allows the member to see the doctor or hospital of choice without any network constraints. This is typically the more expensive individual health option available due to the plan's flexibility.

The PPO plan gives the member the option of staying in-network, where out of pocket costs are lower, or venturing outside the network, incurring higher out of pocket costs. Like the indemnity plan, a deductible is usually associated with the plan. This option is typically less expensive than the indemnity plan.

For further questions and inquiries, go to the Contact Us page for contact information.

Click the button below to contact an Insurance Specialist at Synergy Benefits to receive a quote on this type of insurance.